Finance & Escrow / Credit assessment

Credit assessment

Analyst and credit-committee workspace for facility underwriting.

In assessment
9
Approved this month
6
Declined
2
Average DSCR
1.62x
ApexCare Diagnostics · FA-2601 · credit scorecard
Buyer capacity
Strong
Affordability
1.7x DSCR
Cash flow
₦168M / yr
Collateral coverage
134%
Industry risk
Medium
Management
Retained
Deal risk
Medium
DD status
62%
Recommendation
Approve
Credit gauge
78%
Score
Risk matrix
Approval hierarchy
  1. 1Analyst
  2. 2Credit officer
  3. 3Credit committee
  4. 4Head of credit
  5. 5Board (>₦2B)